Born in Scarborough, England, Cutts attended the Scarborough School of Art and the Lambeth School of Art (London). She painted in Europe and exhibited with the Royal Society of British Artists, and the Society of Women Artists. In 1890 she immigrated to Toronto and continued to paint, later studying at the Art Students’ League, New York (c 1900). Her subject matter was varied and included seascapes, rural scenes, floral studies, still life paintings and landscapes Cutts worked in oil, watercolour and pen and ink. She exhibited with the RCA (1891-1929), the OSA and the AAM (1894-1912) and the CNE. Her work is represented in the National Gallery of Canada, Art Gallery of Ontario and the HAG.